Phil Holguin | Mortgage Broker in Porterville, CA

Phil Holguin | Mortgage Broker in Porterville, CA

Phil Holguin is a mortgage broker in Porterville, CA helping homebuyers, homeowners, and real estate investors compare mortgage options throughout California. FHA, VA, conventional, USDA, refinance, DPA, jumbo, and DSCR financing.

Your Mortgage Moves, Made Simple.

Mortgage Options Built Around You.

How It Works

See What Your Payment Could Look Like

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LOAN PROGRAMS

Whether you're buying your first home, refinancing, investing, or exploring your options, I'll help you compare mortgage programs and find a strategy built around your goals. As a mortgage broker, I can shop multiple lenders and loan programs so you're not limited to one bank's options.

Every borrower's situation is different. I help clients compare programs to determine which option best fits their goals.

I'll guide you from the first conversation all the way to closing.

Educational estimating tool

Adjust the numbers below to explore an estimated monthly mortgage payment.

User-adjustable example assumption for estimating only — not a current or advertised rate.

Estimated monthly payment

Estimates only. Results do not constitute a loan offer, approval, or commitment to lend. Actual payments vary based on credit, property, taxes, insurance, and lender pricing.

You're all set!

We'll follow up personally to review options based on your situation.

Send me your information and I'll help you review loan options based on your goals and qualifications.

This calculator is an educational estimating tool only. Payment figures are approximate and for illustration purposes. They do not constitute a loan offer, approval, commitment to lend, or guarantee of any specific rate or payment.

Whether you're buying, refinancing, or just figuring out your options, I'm here to help you make sense of the numbers and build a plan that works for you.

Data-driven mortgage solutions tailored to your unique financial goals.

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